Terms and Conditions
Last Updated: April 24, 2025
Welcome to Business Money Guru, LLC (www.businessmoneyguru.com). By accessing or using our website www.businessmoneyguru.com (the "Service"), you agree to be bound by these Terms and Conditions ("Terms"). Please read them carefully.
## 1. Acceptance of Terms
By accessing or using the Service, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree to these Terms, you may not access or use the Service.
## 2. Description of Service
Business Money Guru, LLC provides financial consulting services, business funding advice, credit repair guidance, etc. . The information provided on the Service is for general informational purposes only and does not constitute financial or professional advice.
## 3. User Accounts (If Applicable)
If you create an account on our Service, you are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer or device. You agree to accept responsibility for all activities that occur under your account or password. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete. We reserve the right to suspend or terminate your account if any information provided is inaccurate, incomplete, or misleading, or if you violate these Terms.
## 4. User Conduct
You agree not to use the Service for any unlawful purpose or in any way that could harm, disrupt, or impair the Service or any other user's use of the Service. You agree not to:
* Violate any applicable laws or regulations.
* Infringe upon the intellectual property rights of others.
* Upload or transmit any viruses, malware, or other harmful code.
* Collect or harvest any personally identifiable information from other users without their consent.
* Engage in any conduct that is offensive, harassing, or discriminatory.
* Attempt to gain unauthorized access to any portion of the Service or any other systems or networks connected to the Service.
## 5. Intellectual Property
The Service and its original content, features, and functionality (including but not limited to text, graphics, logos, images, software, and code) are owned by Business Money Guru, LLC and are protected by copyright, trademark, and other intellectual property laws. You may not modify, reproduce, distribute, create derivative works of, publicly display, or in any way exploit any of the content or materials on the Service without our prior written consent.
## 6. User Content (If Applicable)
If you submit, upload, post, or otherwise make available any content on or through the Service ("User Content"), you retain ownership of your User Content. However, by submitting User Content, you grant us a non-exclusive, worldwide, royalty-free, perpetual, irrevocable, sub-licensable license to use, reproduce, modify, adapt, publish, translate, distribute, display, and perform your User Content in connection with the Service. You represent and warrant that you have all necessary rights to grant this license and that your User Content does not violate any third-party rights.
## 7. Payment and Fees (If Applicable)
## 8. Disclaimer of Warranties
THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT ANY WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, AND ANY WARRANTIES ARISING OUT OF COURSE OF DEALING OR USAGE OF TRADE. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, SECURE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. WE MAKE NO WARRANTIES REGARDING THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE SERVICE OR THE ACCURACY, COMPLETENESS, OR RELIABILITY OF ANY INFORMATION PROVIDED THROUGH THE SERVICE.
## 9. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL BUSINESS MONEY GURU, LLC, ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, SUPPLIERS, OR LICENSORS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES (INCLUDING WITHOUT LIMITATION DAMAGES FOR LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES) ARISING OUT OF OR RELATING TO YOUR ACCESS TO OR USE OF, OR INABILITY TO ACCESS OR USE, THE SERVICE, WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), STATUTE, OR ANY OTHER LEGAL THEORY, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. OUR TOTAL LIABILITY TO YOU FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THE SERVICE SHALL NOT EXCEED ONE HUNDRED US DOLLARS ($100).
## 10. Indemnification
You agree to indemnify, defend, and hold harmless Business Money Guru, LLC and its affiliates, officers, directors, employees, agents, suppliers, and licensors from and against any and all claims, liabilities, damages, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your breach of these Terms, your use of the Service, your User Content (if applicable), or your violation of any law or the rights of a third party.
## 11. Termination
We may terminate or suspend your access to the Service immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these Terms. Upon termination, your right to use the Service will immediately cease. All provisions of these Terms which by their nature should survive termination shall survive termination, including, without limitation, intellectual property provisions, warranty disclaimers, indemnity, and limitations of liability.
## 12. Governing Law and Dispute Resolution
These Terms shall be governed by and construed in accordance with the laws of the State of Michigan, without regard to its conflict of law provisions. Any dispute arising out of or relating to these Terms or the Service shall be subject to the exclusive jurisdiction of the courts located in Wayne County, Michigan.
## 13. Entire Agreement
These Terms constitute the entire agreement between you and Business Money Guru, LLC regarding your use of the Service and supersede all prior and contemporaneous communications and proposals, whether oral or written, between you and us.
## 14. Waiver and Severability
Our failure to enforce any right or provision of these Terms shall not be deemed a waiver of such right or provision. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms shall remain in full force and effect.
## 15. Changes to These Terms
We may update these Terms from time to time. We will notify you of any material changes by posting the new Terms on this page and updating the "Last Updated" date. We encourage you to review these Terms periodically for any changes. Your continued use of the Service after the posting of revised Terms means that you accept and agree to the changes.
## 16. Contact Us
If you have any questions about these Terms, please contact us at:
Business Money Guru, LLC
1678 S Merriman Rd
Westland, MI 48186
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